PhotoLoan

We would like to inform you that we intend to activate a package of financial services, unique in these areas, with the common name of PhotoLoan. PhotoLoan offers free of charge all physical and legal entities, and potential users of banks and microcredit organizations in BiH.

PhotoLoan offers:
·All services available free of charge on mobile and desktop devices
·Fast and efficient online forming of loan requests via banks and MC organizations, based on a photograph taken with a mobile device
·Review of banking services of each individual bank. Loans - The best offer!
·All exchange rates in one place. Calculation with included bank charges - Best Offer
·Loan calculator, annuity report
·Geographical location of the closest bank branch / ATM

fotokrediti-android google play fotokrediti-android web aplication

Aplication advantages

How fast can you get a loan?

Take advantage of modern technology to speed up this process, use PhotoLoan service. Be specific, send what you want (picture), where to buy it and which bank/MCO/Leasing will follow you! Show your knowledge, send the correct loan amount, repayment period, calculation method, name the loan product of the selected financial organization. Use the app to help you choose and speed up the decision - LOANS - BEST OFFERS!

How to best sell and buy foreign currency?

PhotoLoan chooses for you the best option, reviewing all offered exchange rates and offering you the map and GPS position of the closest branch of the selected Bank!

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Find the nearest ATM / branch office

PhotoLoan offers you the possibility to geographically locate all branches / ATMs of financial organizations throughout BiH.

How to calculate the loan installment?

Use the Loan Calculator, which according to the selected loan product, follows the terms of the loan, the fixed NIR, the allowed amount and the number of months. Increasing and decreasing loan rates change colors, green, yellow, red, giving an indication whether the amount of net wages covers or not the selected interest rate. In contrast, play the Loan Calculator in "free mode", compare the difference between the proportional and the conformal method, change the NIR, payouts, amounts. Review annuity.

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Finance

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Bank

Let us be your valuable agent for collecting loan requests throughout the territory of BiH. How?

How to effectively connect clients, a physical person with a legal entity, via the Bank or, more simply, how to effectively stimulate and organize the transition of goods from the seller to the buyer?

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Leasing

Let us be your valuable agent for collecting loan requests throughout the territory of BiH. How?

How to effectively connect clients, a physical person with a legal entity, via the Leasing or, more simply, how to effectively stimulate and organize the transition of goods from the seller to the buyer?

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Microcredit organizations

Let us be your valuable agent for collecting loan requests throughout the territory of BiH. How?

How to effectively connect clients, a physical person with a legal entity, via the microcredit organization or, more simply, how to effectively stimulate and organize the transition of goods from the seller to the buyer?

Read more
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Shop

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Shop

Let us help you to be your valuable agent for collecting loan requests throughout the territory of BiH. How?

How to effectively stimulate and organize the transition of goods from seller to buyer? One of the best ways is via financial institutions, acceleration of the loan process, using mobile devices. PhotoLoan is an application created on the Android platform (there is a customized WEB version that works on all platforms) and its primary purpose is to offer fast forwarding of requests for financial services through mobile devices.

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Travel agency

Let us be your valuable agent for collecting loan requests throughout the territory of BiH. How?

By using this mobile application, the user is able to send loan requests, check lists, find basic information about all affiliates, agencies and ATMs, stores, and find them on the google map via the entered GPS positions. In addition to all of the above, the application has the ability to create a list of stores and travel agencies, and in the future also their product catalogs, the purchase of which would be realized through the issuance of a bank loan.

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Android presentation

Desktop presentation

Aplication

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Help

Is there a PhotoLoan app for iOS (iPhone)?

Not for now, but the WEB application is customized for all types of operating systems, except for Android, where the app is custom-tailored, available on Google Play.

Why is verification made during registration in the program?

Verification ensures the credibility of your email and prevents someone else from making a false claim to the bank, instead of you.

What is the "Salary (Net)" in the loan calculator?

It represents the coverage, ie a loan repayment guarantee that you offer to the Bank / MCO / Leasing. The amount is verifiable, so try to give the correct data by entering the "unloaded" part of the salary.

Is it mandatory to send an picture?

It is not, but certainly facilitates and speeds up the process of giving consent because the picture describes the purpose, because each loan has its purpose, even if it is called "non-purpose".

Why is the nominal interest rate (NIR), and not the effective (EIR), in the loan calculator?

Because most Banks / MCO / Leasing does not publish enough information on their websites for the correct calculation of the EIR. The EIR differs in relation to the desired loan amount, for each loan product.

Based on what criteria is the option in the "LOANS - BEST BID" application?

Functionality in the application called "LOANS - THE BEST OFFICE", matches products by the size of the NIR, but this does not necessarily mean that these loans are the most favorable, it depends on other costs, such as, for example, the amount payable for processing the loan.

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Contact

Send

Adress: Karađorđeva 24; 78250 Laktaši;

Email: info@fotokrediti.com

Tel: 051 535 370;

Fax: 051 535 371;